In the event that you’re involved in an accident during your operation, courier insurance would protect your reputation, your car, and of course, you. Also, you could buy insurance to cover the products’ value that you’re transporting in case they are stolen, damaged, or lost. The types of products you’re delivering can be anything from medicinal supplies to parcels. However, you would count only as a courier for insurance operations if you’re delivering products to several areas in a way that is sensitive to time. Other kinds of work like haulage or takeaway delivery involve various risks. So, you must ensure that you pay only for the insurance that covers your circumstances.
You would require courier insurance for your cars if you operate a courier business that has less than 5 commercial cars. You must consider courier fleet insurance coverage if you have more cars in your business.
What does Courier Van Insurance Cover?
The lifeblood of your company is your car. You are not able to deliver the products that your client needs without it. Therefore, you require proper insurance to cover you.
Courier insurance would cover you in case your car is involved in an accident or incident. The available minimum level of coverage is third party fire and theft insurance. This covers damage to property, animal, person, and another vehicle. Full coverage would also cover your own car in similar situations.
Who Must Purchase Courier Van Insurance
Anyone who runs a courier business would require insuring their commercial cars. Having the correct kind of insurance coverage for your cars can prove invaluable as you would spend a lot of time on the road.
Courier businesses run in a huge variety of locations with vastly divergent situations. So, the price of the insurance depends on your area.Continue reading »